Family Share · Wordless

The art of living well #ButgetWithElly

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Do not demand from others what they can not give you, but expect each of their responsibilities.
Be sure to enjoy pleasure, but do no harm anyone.
Do not take more than you need, but fight for your rights.
Do not look at people with your eyes only, but look with their eyes as well.
Don’t always teach , you can learn more.
Do not be discouraged before failure, but overcome it transforming it into learning.
Do not take advantage of anyone who tries so hard, he may be doing what you did not do.
Do not ruin a different program with your bad mood, discover the joy of new things.
Do not let life slip away from the faucet it may be missed by others …

Love can absorb much suffering, but not the lack of respect to yourself!
If you want the best of people, give them as much of yourself, since life has given you so much.
Anyway, always be thankful forever because gratitude opens the door of the heart.

 

budgetwithelly · coupon · coupons · family · free

Coupon Thursday #BudgetWithElly

   

 Coupons Save Money on Must-Have Items
It’s not like I could stop buying toilet paper, so I might as well save money on it.

Coupons Help You Try New Products
Coupon+sale=a chance to try something new without spending a lot of money.

Some Coupons Get You Free Goods!
I’ve received free toothpaste etc, by combining a coupon with a sale.

Coupons Help Manage Food Costs
If you’re trying to save money on food but want to buy more fresh, coupons can help you manage the costs.

Coupons Save Money on More than Groceries
I’ve received coupons to clothing stores, restaurants, and local services.

Couponing takes time, effort, and patience, but anyone can do it.

( A few tips I learned from a mom )

candymagiagifs63

I love good deals 🙂

Pizza Hut

Coupon 1

Coupon 2

Coupon 3

Challenge · coupons · family · Family Share · frugal · savings

#BudgetWithElly the @DaveRamsey Style

Let’s start today with what I did to become frugal and try to be Debt free.
My husband inspired me by listening to ” The Dave Ramsey Show ” and he came home one day and said, can you listen to this guy I think he’s awesome. I decided to listen to Dave Ramsey for the first time and I thought to myself. Can we do this? Can we really be debt free? Is it possible to pay over $10k of credit card bills and actually live like ” No One else, so later in life we can live like no one else? __ Dave Ramsey”
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So, who is this Dave anyways?
Dave Ramsey is a personal money management expert, radio talk show host and TV personality who over the years has helped thousands of people become debt free and change their financial lives.

Before I started to listen to Dave, we had to make a decision, to either listen and apply or don’t do it at all. I started to believe we could and believed in GOD we could do it. AM I there? no! not yet, but we have a lot less to go. 🙂

We started with Dave Ramsey’s baby steps that are

Baby Step 1 – $1,000 to start an Emergency Fund
Baby Step 2 – Pay off all debt using the Debt Snowball
Baby Step 3 – 3 to 6 months of expenses in savings
Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement
Baby Step 5 – College funding for children
Baby Step 6 – Pay off home early
Baby Step 7 – Build wealth and give!
we are obviously not anywhere close to where we would like to be, but we will get there.
We had to make some sacrifice, especially at the beginning. It’s not easy because it requires sacrifice. And it’s not a lot of fun. We started less than a year ago.
So, I decided to start looking at all the ways I could save, and I started doing the frugal mom thing (Coupons) I save over $200 a month just on coupons alone. Some people are embarrassed to use them, I’m not simple as that. they are there to help you and you’re not stealing from someone, So why not?

Budget-Quote

A lot of people talk about how to change their financial lives but never touch on the fact that if you or your spouse isn’t ready to change, it isn’t going to happen. You have to want to change.
His plan might not be perfect for everyone, but it does point everyone in the right direction.
What is your life’s purpose? When you find it, you’ll find the motivation you need to live according to your financial plan, even when it’s tough. Making these steps require a budget. In order to succeed with these bigger goals, you’ve got to make it work day-by-day. Paying off your debt snowball requires snowflakes. And you and your spouse need to regularly communicate.
Give it a try, visit the Dave Ramsey site and other budgeting sites and get started. Believe me, It’s never too late 🙂

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Devotion · family · sunday devotion

Start building your trust #SundayDevotion

Start building your trust in God day by day!

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Form New Habits

Therefore if any man be in Christ, he is a new creature: old things are passed away; behold, all things are become new.
2 Corinthians 5:17

God’s Word teaches us that when we receive Christ as our Savior and Lord, He gives us a new nature. He gives us His nature. He also gives us a spirit of discipline and self-control, which is vital in allowing us to choose the ways of our new nature. He gives us a sound mind (see 2 Timothy 1:7), and that means we can think about things properly without being controlled by emotion. The way we once were passes away, and we have all the equipment we need for a brand-new way of behaving. God gives us the ability and offers to help us, but we are not puppets and God will not manipulate us. We must choose spirit over flesh and right over wrong. Our renewed spirits will then control our souls and bodies or, to say it another way, the inner person will control the outer person.

Without God’s help we have difficulty doing things in moderation. We frequently eat too much, spend too much money, have too much entertainment, and talk too much. We are excessive in our actions because we behave emotionally. And after the thing is done and cannot be undone, we regret doing it. But we can choose to form new habits, not doing something just because we feel like it, but instead doing what will produce the best result in the end.

We do not have to live in regret. God gives us His Spirit to enable us to make right and wise choices. He urges us, guides and leads us, but we still have to cast the deciding vote. If you have been casting the wrong vote, all you need to do is change your vote. Forming new habits will require making a decision to not do what you feel like doing unless it agrees with God’s will.

Trust in Him
God wants you to live out of your new nature, not your old one. Every time you put your trust in Him and cast the deciding vote to obey, His Spirit transforms you and makes you more like Him.

From the book Trusting God Day by Day by Joyce Meyer. Copyright © 2012 by Joyce Meyer. 

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Look for us with the tag #BudgetWithElly

Friday · Health · mom · motherhood

How #HealthyFriday can help you prevent the future

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Did you know these facts

Blood clots can occur in both the veins and the arteries. A clot formed in a vein could restrict the return of blood to the heart, causing pain and swelling as blood gathers behind the clot. Clotting in the arteries typically happens when they harden, and a deposit of plaque narrows the inside of the arteries. As the passage narrows, the heart needs to force blood through the opening, and that strong pressure can rupture the plaque. The body then overcompensates by forming an unnecessary clot in the artery, which can lead to heart attack and stroke.

Smoking is one of the most prominent risk factors for developing blood clots, as well as other heart problems and some chronic diseases. Stop the habit by using nicotine patches and gums, prescription medications, and support groups. Other risk factors for blood clots include obesity, pregnancy, immobility, certain cancers, trauma, age, and family history of blood clots.

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Actually, doctors recommend exercise to prevent blood clots. The Department of Health and Human Services recommends that adults get 150 minutes a week of moderate aerobic activity, which can be swimming, walking, dancing, and biking, among others.

Symptoms can be experienced in five places.

1. Heart—chest pain, shortness of breath, chest heaviness.

2. Brain—weakness of the face, difficulty speaking, vision problems, severe headache, dizziness.

3. Arm or leg—swelling, tenderness and warmth on limb, sudden or gradual pain.

4. Lung—racing heart, sharp chest pain, shortness of breath, coughing up blood.

5. Abdomen—severe abdominal pain, vomiting, diarrhea.

DVT most often forms deep in the blood vessels in your leg. This can partially or completely block flow of blood to the heart and damage one-way valves in your veins. About 350,000 Americans are diagnosed with DVT each year, and many more don’t know they have it.

Even healthy, young individuals can develop DVT. As you age, your risk becomes slightly higher, but many patients with it are in their twenties and thirties. Pregnant women are at an increased risk of developing DVT until around six weeks after they give birth.

If you are diagnosed with a blood clot in your vein, your doctor may refer you to a hematologist, a doctor who specializes in blood diseases. If you have a blood clot in your artery, you may have several different doctors involved in your care, such as a cardiologist, neurologist, and hematologist.

Your doctor may prescribe anticoagulants, which prevent clots from forming, and thrombolytic, which dissolve blood clots. You also may undergo catheter-directed thrombolysis, a procedure in which a catheter is inserted into the body and guided to the blood clot, delivering clot-dissolving medication inside of it. You may also have a thrombectomy in which your blood clot is surgically removed.

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In reality, blood clots are often preventable. To reduce your risk, live a healthy lifestyle, check your blood pressure at least once a year, and talk to your doctor if you have a family history of blood clots.

I'm a Surviver DVT & PE
I’m a Surviver
DVT & PE
coupons · dad · family · Review

Monday #Review of the @DollaShaveClub

I wanted to give this time. Try it out before I wrote anything bad or good about it. 
The first day we got the shaver from @DollarShaveClub we were very excited couldn’t wait to try it out. 

It looked very appealing in the pictures, the website promotes

A GREAT SHAVE FOR A FEW BUCKS. No commitment. No fees. No BS.

As for me being a frugal stay at home mom I liked the idea of the price.

Yes, it’s cheaper than the other brands.
When you stop to think about it using coupons with other brands you can get it for the same price maybe even cheaper. Even though we realized that we still wanted to try it out.

The website is easy to choose and start getting what you are looking for as it states on the website.

HOW IT WORKS Dollar Shave Club couldn’t be simpler. Select one of our great blades, pay only for the cost of your blades, and we send ’em right to your door every month.

We selected to have the most expensive one $9 month +shipping because I thought

” Hey this will be perfect. The website describes the blades as follow.

THE FINAL FRONTIER THE EXECUTIVE $9 EVERY MONTH SHIPS FREE SELECT 6
stainless steel blade
4 cartridges per month
Special trimmer edge built in for the professional
This blade comes from the future and lives in outer space
Full 90-degree pivot head Wide-open back for a fast, easy rinse Aloe, Vitamin E, and lavender lubricating strip calms sensitive skin.
What do you get the bathroom sink that has everything? The Executive. This blade is my successful. Muy sexy. Weighty, substantial handle delivers the ultimate compliment to the man who understands. And the shave is so buttery, it feels like you’re carving turns through a virgin Wyoming snowfall.

It took about a week for the delivery, and we had our brand-new shavers and a free sample of the aftershave in our hands.

It’s a nice-looking shaver and the Special trimmer was cool.

So, my husband tested it first, he used the shaver 2x and had to move on to a new one.
I told him maybe it was because I used it once and he said ” well the one we get at the store lasts 3weeks before changing blades.

He tried using another one by himself, I never touched it (I promise LOL) again after 2 shaves the blades were dull and it looked horrible.

Yes, we got disappointed. I had so much expectation for this product, and it failed. 😦

Still haven’t decided what I want to do next, but since the one we got is the best they can offer I think we will need to cancel.

(I bought this product, and this is my honest opinion, don’t forget everyone is different and the product might work great for you. It didn’t for us, and this is why I’m doing my review.)
dad · family · fatherhood · kids · mom · motherhood

4 ways to have a Family Saturday

We all have busy lives. Finding time today is almost impossible

If you’re like me, you feel like there’s still stuff to do at the end of the day. Tempted to keep your computer and phone on at all times. Fighting distractions in your brain even when with your family.

You need to have priorities. In the end, our family is all that matters, so don’t push your family to the bottom of your to-do list.
If you want a stronger marriage and family, start by investing more time.

https://twitter.com/4Guys_1Girl
Family Date Night

1. Remember that “Date Night” doesn’t have to happen at night

Look for ways to connect during the day.

2. Never walk into your house while you’re on your phone

I make sure to end the call before walking through the door.

3. Have set times where everybody is unplugged

Try to shut down the electronics more often. Talking with each other is always better than texting with somebody else!

https://twitter.com/4Guys_1Girl

4. Prioritize family time AND one-on-one time

Plan activities you can all do as a family, also plan for one-on-one time with each other and with each of your kids individually. That time will be golden for your kids.

https://twitter.com/4Guys_1Girl

coupons · entertainment · family · free · Vacation

Boston Tour #MomsOnABudget

Sunset - Boston 18th of March 2006

There are so many great things to do in Boston that are completely free!

  1. Boston Common, Free
  • Park Street Church, Free
  • King’s Chapel & King’s Chapel Burying Ground, Free
  • Benjamin Franklin Statue & Boston Latin School, Free
  • Granary Burying Ground, Free
  • Old Corner Bookstore, Free (Note: Currently being leased by Chipotle)
  • Site of Boston Massacre, Free
  • Massachusetts State House, Free State House Tours (Weekdays 10am-4pm)
  • Faneuil Hall, Free
  • Copp’s Hill Burying Ground, Free
  • Bunker Hill Monument, Free (Suggested Donation)
  • USS Constitution, Free tours every 30 minutes of the boat (The Museum has a suggested donation of $5 for Adults, $3 for Seniors, and $2 for Children, but any amount is appreciated). *You will need proper ID and go through a security check*
  • Old North Church, Freedom Trail Drop-In (Suggested Donation of $1 per person)

Take a Freedom Tour

There is always something happening here > Faneuil Hall Marketplace live street performers, restaurants, vendors, shops, and more. Free to explore and enjoy.

Boston Common, Public Garden & Swan Boats: Enjoy the Boston Common and the Public Garden.

Take a stroll at Castle IslandCastle Island is a 22-acre park and is a great place to walk, jog, roller-blade, sunbathe, and more. Castle Island is also home to Fort Independence, which gives free guided tour daily until 3:30pm.

Star-gaze at the Coit Observatory at Boston UniversityThe observatory is open and free to the public every Wednesday night at 8:30pm in the spring and summer and 7:30pm in the fall and winter.

Tour The Boston Public Library: The Boston Public Library offers free art & architecture tours during particular times by volunteers.

Charles River Esplanade: Great way to spend a beautiful day; During summer months enjoy free movies and music at the DCR Hatch Shell.

History at the Massachusetts Historical Society:  library founded in 1791. Free to visit.

Get on the water at Fort Point PierThe Fort Point Pier is free to the public.

Scenic stroll on the Haborwalk: Walk alongside the waterfront with the public walkway connecting the best of Boston Harbor.

Kismet at the MIT Museum

Free Museums in Boston

Visit the Institute of Contemporary Art on Thursday Nights: The ICA is free every Thursday night from 5-9pm and free for families (up to 2 adults accompanied by children 12 and under) on the last Saturday of every month (except December).

Discover the MIT MuseumAdmission is free all day the last Sunday of every month from September to June and free the first weekend of every month for Bank of America cardholders for Museums on Us.

Closed on the following holidays in 2015:

  • January 1: New Year’s Day
  • May 25: Memorial Day
  • July 4: Independence Day
  • September 7: Labor Day
  • November 26: Thanksgiving
  • December 24 & 25: Christmas Eve & Christmas Day
  • December 31: 3 p.m. closing

Head to Cambridge and explore the Harvard Museum of Natural History and Peabody Museum of Archaeology and Ethnology: Massachusetts Residents can visit free with valid ID on Sunday mornings from 9am-12pm year-round or from 3-5pm on Wednesdays from September to May. Proof of residency required. This offer is not available to commercial groups.

Visit the Museum of Fine Arts on Wednesday Nights: Admission is voluntary on Wednesday nights after 4pm and certain days of the year. Also, Bank of America cardholders can receive free admission the first weekend of every month, part of the Museums on Us program. Youth 17 and under also receive free admission daily after 3pm, weekends, and public school holidays. Otherwise admission for youths is $10 adults $25

Explore the Commonwealth Museum for free, always: The history and treasures of Massachusetts and is free to visit and park.

Devotion · Family Share · photography

Leaving a Legacy for Your Child

Leaving a Legacy for Your Child

The space shuttle Columbia – most of us didn’t know much about the amazing crew on the ship’s last mission until they were lost in that awful re-entry tragedy.

Now, we understand what truly outstanding men and women these people were – beginning with their commander, Rick Husband. Hearing from his family and friends, it quickly became clear that he was a magnetic follower of Jesus Christ. He quoted memory verses from Joshua 1 to prepare his crew the night before the launch. He prayed with his crew just before they met the press and boarded the shuttle. He molded his diverse crew into a bonded team.

And then there was the really touching thing he did for his kids before he left. He made 17 videos for his daughter and 17 videos for his young son, each one a “devotional with Daddy” for each day he was scheduled to be gone – it was Daddy with the Word of God and Daddy praying with them. Can you imagine what a treasure that has been for them?

He left them the kind of legacy God intends for every father to leave – a contagious love for Jesus, the teaching of God’s words and God’s ways, and a consistent life of Christlike love and purity.

The answer to, “How do you know that’s what a father’s supposed to be doing?”, is found in

Ephesians 6:4. It says, “Fathers, do not exasperate your children; instead, bring them up in the training and instruction of the Lord.”

There are men who might say, “That’s women’s work.” There are men who try to delegate to their wife the spiritual leadership for which God holds them accountable. Throughout the Bible – beginning with Adam – God makes it clear where the buck stops when it comes to spiritual leadership in a family. It stops with the man.

And that’s not supposed to be a bad thing. It means that a man can leave a legacy for his children that can literally change their lives and last forever. That’s an exciting prospect! Rick Husband modeled this God-given assignment of being your children’s spiritual coach when he left God’s Word for his children along with hearing him talk with God on their behalf.

One reason some men haven’t stepped up to building spiritual legacy could be fear of failure. We men tend to only do things where we’re pretty sure we won’t look stupid. We ask out a girl only when we’re pretty sure she won’t shoot us down. We show up for a sport where we can look reasonably coordinated. And because trying to lead our family in praying and exploring God’s Word is unsure ground, we tend to shy away from it, or we hide behind the fact that we think our wife is better at it. But God doesn’t buy any of that. There’s only one way you can be a failure in being a spiritual leader for your family – and that’s by not stepping up! Just do it – however clumsy and unsure you may be at first.

When your children remember you, will they remember a praying man, a godly man, one who loved and lived by the words of God? It’s the greatest legacy you can give them. In the words of the psalmist,

“We will tell the next generation the praiseworthy deeds of the Lord” and will follow God’s mandate that men should “teach their children, so the next generation would know…even the children yet to be born, and they in turn would tell their children. Then they would put their trust in God…” (Psalm 78:4, 6, 7).

We never know when our own mission on earth will end. Therefore, we can’t waste another day working on our spiritual legacy. The greatest gifts you will leave your children will not be in your will – they will be in your life – as you pass onto them your living faith in your living God!

Further study

Malachi 4:5-6
Behold, I will send you Elijah the prophet before the coming of the great and dreadful day of the Lord:
And he shall turn the heart of the fathers to the children, and the heart of the children to their fathers, lest I come and smite the earth with a curse.

Going Deeper

One thing I need to do more of to leave a spiritual legacy with my family is…

Hear, O Israel: The Lord our God is one Lord:
5And thou shalt love the Lord thy God with all thine heart, and with all thy soul, and with all thy might.
6And these words, which I command thee this day, shall be in thine heart:
7And thou shalt teach them diligently unto thy children, and shalt talk of them when thou sittest in thine house, and when thou walkest by the way, and when thou liest down, and when thou risest up.
8And thou shalt bind them for a sign upon thine hand, and they shall be as frontlets between thine eyes.
9And thou shalt write them upon the posts of thy house, and on thy gates.
10And it shall be, when the Lord thy God shall have brought thee into the land which he sware unto thy fathers, to Abraham, to Isaac, and to Jacob, to give thee great and goodly cities, which thou buildedst not,
11And houses full of all good things, which thou filledst not, and wells digged, which thou diggedst not, vineyards and olive trees, which thou plantedst not, when thou shalt have eaten and be full.
12Then beware lest thou forget the Lord, which brought thee forth out of the land of Egypt, from the house of bondage.
13Thou shalt fear the Lord thy God, and serve him, and shalt swear by his name.
14Ye shall not go after other gods, of the gods of the people which are round about you.
15(For the Lord thy God is a jealous God among you) lest the anger of the Lord thy God be kindled against thee and destroy thee from off the face of the earth.
16Ye shall not tempt the Lord your God, as ye tempted him in Massah.
17Ye shall diligently keep the commandments of the Lord your God, and his testimonies, and his statutes, which he hath commanded thee.
18And thou shalt do that which is right and good in the sight of the Lord: that it may be well with thee, and that thou mayest go in and possess the good land which the Lord sware unto thy fathers,
19To cast out all thine enemies from before thee, as the Lord hath spoken.
20And when thy son asketh thee in time to come, saying, what mean the testimonies, and the statutes, and the judgments, which the Lord our God hath commanded you?
21Then thou shalt say unto thy son, we were Pharaoh’s bondmen in Egypt; and the Lord brought us out of Egypt with a mighty hand:
22And the Lord shewed signs and wonders, great and sore, upon Egypt, upon Pharaoh, and upon all his household, before our eyes:
23And he brought us out from thence, that he might bring us in, to give us the land which he sware unto our fathers.
24And the Lord commanded us to do all these statutes, to fear the Lord our God, for our good always, that he might preserve us alive, as it is at this day.
25And it shall be our righteousness, if we observe to do all these commandments before the Lord our God, as he hath commanded us. Deuteronomy 6: 4-25
Info: Bible and Daily word with Ron Hutchcraft
Devotion · Family Share · photography

Unfinished Business

Unfinished Business

Therefore, confess your sins to each other and pray for each other so that you may be healed. The prayer of a righteous person is powerful and effective.

It was a nostalgic time when we drove away the last time from our home of 24 years. We left behind a lot of memories in the walls – and a couple in the tree in the far corner of the backyard. See, when the kids were little, we wanted to build them a tree house. So, we made a plan, got some lumber, and started our little project. We laid down a couple of boards between two branches; it was the beginning of a floor for the tree house. Then we took a break. And we never went back. Oh, yes, we intended to finish that house, but right up until the day we moved out, those boards were all that ever happened.

That’s not the only house a parent intended to build and never got done. In fact, many of us Moms and Dads knew how we wanted our family to be – how we still want it to be – but somehow the home, the family we intended to build never got finished did it? Even as our children were leaving for college, we talked about how quickly the years had melted away and how we were feeling there was so much unfinished business in our kids’ lives.

Maybe you’re a mom or Dad, and you can see in your relationship with your children a lot of things you wish you had done, or a lot of things you wish you hadn’t done. Like us with our tree house…the intentions were good, but something happened along the way. Your children may still be fairly young, still at home, but already you have regrets about what has or hasn’t happened in your relationship – in their lives.

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But it isn’t over yet. In fact, the Bible offers a blueprint for hope and for healing. If you can find the courage to activate this powerful step, you may still be able to take care of some of that unfinished business. God says in James 5:16, “Confess your sins to each other and pray for each other so that you may be healed. The prayer of a righteous man is powerful and effective.”

Let’s apply this to a broken or strained or a hurting family relationship – a part of your home that never got finished. God is calling you to fervent prayer for that person that’s on your heart. And He is calling us to “confess our sins to each other”, too. In the case of your son or daughter, that probably means saying some of the hardest words in the English language for a parent to say, “I was wrong. Please forgive me.”

For someone you love, just your recognition that you were wrong could start a healing process in both of you. Tell them you’re sorry for any way you feel you have failed them; that you want the future to be different from the past; give them the “I love you” that they may have been waiting for a long time. Give them your blessing, your approval, your praise. They may have been starved for it for years. It’s never too late to say, “I love you.” It’s never too late to say, “I’m sorry.” It’s never too late to say, “Let’s make a new beginning.”

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Oh, it will take some humility, because it’s pride that keeps walls from coming down. It will take God’s courage, but it could heal so much in you and so much in that person you love. But the home, the family, the relationship you never finished can still be built if you can say three life-changing, life-giving words,

“I was wrong.”

Further Study

1 John 1:9

If we confess our sins, he is faithful and just and will forgive us our sins and purify us from all unrighteousness.

Going Deeper

Someone I need to say, “I was wrong” to is…
One way I failed my family is…
Something I can do to resolve the conflict in my family is…

Thank You Ron Hutchcraft for the study 🙂 Resources: The Bible, images from pixabay.com